Buying with Giosetta Belperio

Your path to homeownership—with clarity, care, and no shortcuts

Buying a home is one of the biggest financial and personal decisions you'll ever make. You deserve someone who will walk it with you-not rush it, not sugarcoat it, and not treat it like a transaction.
With years of experience in Vaughan and across the GTA, I bring market knowledge, straight answers, and a steady hand to help you make the right move-on your terms and your timeline.

Service & commitment

What to expect when buying with me

More Properties to Choose From
Buyers get access to properties beyond what's available on Realtor.ca or MLS. This includes off-market listings, builder inventory not yet released, cancelled listings that may still be available, and private sales through agent networks. It’s a broader pool of options—especially important in competitive or low-inventory markets like Vaughan and the GTA.

Market Knowledge That Makes a Difference
Every buyer is working within a set of constraints—budget, timeline, lifestyle needs. Real insight means knowing which neighbourhoods offer the best long-term value, how bidding strategies are playing out locally, and when to walk away. From assessing offer deadlines to evaluating potential risks (like underpriced listings meant to spark bidding wars), advice is tailored, clear, and always grounded in market data—not guesswork.

Skilled, Strategic Negotiation
Negotiation is about more than price. It includes terms, deposit strength, closing date flexibility, and how your offer is structured. Every detail is positioned to protect the buyer’s investment and create leverage—whether competing in multiples or working with a seller directly. Counteroffers, conditions, and timing are all handled with the buyer’s long-term outcome in mind.

Paperwork You Don’t Have to Worry About
From the Agreement of Purchase and Sale to condition clauses, disclosures, and closing checklists, the paperwork is complex—but fully managed. Buyers are walked through every step, with each document explained before signing. No surprises, no missed deadlines, no confusion about what's next.

End-to-End Support
Beyond the offer, buyers receive help coordinating home inspections, mortgage brokers, lawyers, and final walkthroughs. If issues come up—appraisal delays, last-minute lender questions, seller holdbacks—they’re handled quickly and professionally. This isn’t just about getting the keys; it’s about protecting the investment from start to finish.

“Buying a home isn’t just about finding the right property-it’s about making the right decision for your life. My job is to give you the information, perspective, and support you need to feel sure of the move you’re making-no pressure, no shortcuts.”
- Giosetta Belperio

Buying resources

How it works

Making the right move together

Whether you're buying your first home or your fifth, the process works best when it's grounded in clarity, timing, and trust. Here’s how the experience unfolds—every step handled with preparation and purpose.

Initial Consultation

Start with a focused one-on-one meeting to clarify budget, must-haves, timelines, and ideal neighbourhoods. This is where the strategy begins—outlining next steps, reviewing buyer agency, and making sure expectations are aligned from day one.

Targeted Search

You’ll be set up with customized listing alerts and direct access to pre-market opportunities where possible. Private showings are scheduled based on your availability, and feedback after each visit helps refine the search to stay on track.  

Offer Strategy

When the right property comes along, it’s time to move with purpose. You’ll get a clear breakdown of comparables, offer terms, and market risks. Each offer is crafted to balance competitiveness with long-term value—always protecting your best interest.

Negotiation & Paperwork

Every detail matters. From presenting the offer to handling counteroffers and conditions, all communication is managed clearly and promptly. Paperwork is explained in plain language, reviewed in full, and handled with precision from start to finish.

Closing & Possession

Once the deal is firm, closing steps are managed smoothly—coordinating with lawyers, mortgage brokers, and other professionals as needed. Whether it’s a final walkthrough or last-minute questions, support continues right up to key handoff—and beyond.

First-Time Home Buying, Done Right

Clear guidance. Real support. No pressure.

Buying your first home comes with a lot of questions—and it should. From figuring out how much you can afford to understanding what to expect at every stage, this page is built to help you move forward with clarity and confidence. You’ll find honest advice, trusted resources, and a process designed to support your long-term success—not just your next move. Whether you’re still in research mode or ready to start the search, this is where smart homeownership begins.

First Home Savings Account (FHSA)

Save up to $40,000 tax-free

First-time buyers can save up to $40,000 tax-free for their first home.

Home Buyers' Plan (HBP)

Withdraw up to $60,000 from your RRSP

The Home Buyers' Plan (HBP) lets you withdraw up to $60,000 from your RRSP to buy or build a qualifying home for yourself or a specified disabled person.

First Time Home Buyer Tax Credit (HBTC)

Claim up to $10,000

Eligible homebuyers can claim up to $10,000 through the Home Buyers' Amount (line 31270) on their tax return.

Land Transfer Tax Rebate

Get a rebate of up to $4,000

First-time buyers in Ontario can get a rebate of up to $4,000, plus an extra municipal rebate in Toronto


Helpful Buying Resources

Tips and Things To Watch For

8 Mistakes to avoid when buying a home

8 Mistakes to avoid when buying a home

The process of buying a new home can be incredibly exciting, yet stressful, all at once. Where do you start?

Buy or sell first?

Buy or sell first?

Use the following as a guide to explore what might be the best move for you.

Buying a home: What expenses to expect

Buying a home: What expenses to expect

Dont' get caught financially unprepared, blindsided by taxes and other hidden costs on closing day.

Hire the right agent: 8 Questions to ask

Hire the right agent: 8 Questions to ask

Use the following as a guide to finding the agent that is right for you.

Home Inspections: Top 10 Problems

Home Inspections: Top 10 Problems

This guide will help you to identify areas for repair or improvement before they grow into costly problems.

How To Set An Offer Price

How To Set An Offer Price

This guide will give tips on determining a fair price range and, from there, establish the price you’re willing to offer.

Ready to Start Your Home Search?

Where and What
Timing + Readiness
Contact Preferences

How much do I need to have saved for a down payment in Vaughan and the GTA?

Typically, you'll need at least 5% of the purchase price for homes under $500,000, and a higher percentage for more expensive properties. However, having 20% or more helps you avoid mortgage insurance costs.

Should I get pre-approved before I start looking at homes?

Yes, pre-approval not only clarifies your budget but strengthens your position in negotiations. Sellers take pre-approved buyers seriously, especially in competitive markets.

How long does the home-buying process typically take?

From first consultation to closing, it generally takes between 30–90 days. Factors like financing, home inspection results, negotiation, and market conditions can influence the timeline.

Do I really need a home inspection if the home looks good?

Absolutely. Home inspections uncover potential issues not immediately visible, saving you from unexpected expenses and helping you negotiate repairs or price adjustments.

What happens if my offer is accepted but my financing falls through?

If your offer included a financing condition, you can typically withdraw without penalty if you act within the specified timeframe. This is why strategic offer conditions are so important—they protect your interests.

Ready to Talk?

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This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.