Buying with Giosetta Belperio

Your path to homeownership

Taking the leap into homeownership is an exciting milestone, especially in dynamic markets like Vaughan and Toronto. If you're a first-time homebuyer, you might feel a mix of excitement and uncertainty. That's perfectly normal, and I'm here to guide you through the process so you can feel confident every step of the way. From understanding mortgage pre-approvals to discovering the best neighborhoods, let’s break it all down together.

take advantage

make your home buying experience easier

First Home Savings Account (fhsa)

First-time buyers can save up to $40,000 tax-free for their first home

Home Buyers' Plan (HBP)

The Home Buyers' Plan (HBP) lets you withdraw up to $60,000 from your RRSP to buy or build a qualifying home for yourself or a specified disabled person.

first time home buyer tax credit (hbtc)

Eligible homebuyers can claim up to $10,000 through the Home Buyers' Amount (line 31270) on their tax return.

Land transfer tax rebate

First-time buyers in Ontario can get a rebate of up to $4,000, plus an extra municipal rebate in Toronto.

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This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the Toronto Regional Real Estate Board. The data is deemed reliable but is not guaranteed to be accurate.